![]() ![]() Then you pay the landlord extra money every month.īut after you have paid a lot of money, you might find out your credit is not good enough to buy the house. Renting-to-own means your landlord agrees that you can buy the apartment or house later. After you send the money, you cannot get it back. Wiring money is the same as sending cash. These dishonest people try to trick others into sending them money. Dishonest people lie about being landlords and pretend they have apartments or houses to rent. What if a landlord wants me to wire my security deposit?ĭo not wire the money. Talk to your local Public Housing Agency. There might be a long waiting list for these programs. Public housing and housing choice vouchers, also called Section 8 vouchers, are available to: Department of Housing and Urban Development (HUD) website (hud.gov). You can search for subsidized apartments at the U.S. To apply for a subsidized apartment, contact the management office at an apartment building. Some apartment owners offer lower rents to people who do not have a lot of money. What if I cannot afford an apartment or house? ![]() Agencies and organizations in your state can tell you what the laws are where you live. ![]() For example, most every state or city has a law that a landlord must provide hot water and make certain repairs. There are laws that landlords must follow. Some landlords might not rent to you or might ask you to pay more rent in advance if your credit history isn’t good, or if you don’t pay your bills when they are due. Landlords usually check your credit to see if you pay your bills when they are due. utility deposits for electricity, heat, water or other utilitiesĭo I need good credit to rent an apartment?.information about where you lived before.identification, like a driver’s license, for a credit or background check.information about your employer and your income.When you apply to rent an apartment or house, you will need: What do I need to rent an apartment or house? For example, you might get part or all of your security deposit back if a landlord finds someone else to take your place when you leave. Most states also have laws saying when a landlord may keep your security deposit. Most states have laws about how much money a landlord can charge you for a security deposit. But you might not get your security deposit back if you: Most of the time, you get your deposit back when you move out. The landlord keeps your security deposit until you move out. The owner of the apartment or house is called a landlord. The security deposit might be the same amount of money as one month of rent. A security deposit is not part of the rent you pay every month. What is a security deposit?Ī security deposit is extra money you pay one time when you rent an apartment or house. Read your lease to see how much money you will have to pay if you move out before the lease period ends. If you move out before the end date in your lease, it is called breaking your lease. If you do not plan to stay in the apartment or house for a year, look for a short-term or month-to-month lease. If utilities are not included in your rent, you must pay those bills yourself. If utilities like heating and water are included, your landlord pays those bills. how long you will rent the apartment or houseĪ lease will say whether the costs of utilities are included in your rent.how much rent you will pay and when you will pay.The money you pay is called “rent.” What is a lease?Ī lease is a contract that you sign to rent an apartment or house. You rent an apartment or house when you pay the owner money every month to live there. ![]()
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